|
Account Fees
|
|
Check Book Reconciliation
|
$5 per ¼ hour, with ¼ hour min.
|
|
Dishonored Pre-authorized Payment/Check Written by Member
|
$25
|
|
Dormant / Inactive Account fee (No activity for 12 months, balances less than $100, no other services being used, and member is over 18 years of age)
|
$3 per month
|
|
Draft Printing
|
Varies
|
|
Early Account Closing fee (if closed within 90 days of opening)
|
$10
|
|
IRA Transfer Fee
|
$25 per transfer
|
|
IRA Withdrawal (if before age 59½)
|
$10 per withdrawal
|
|
Notification of Automatic Transfer (Lines of Credit to cover Overdrafts)
|
$1 per transfer
|
|
Official Check Fee (Free if payable to member)
|
$2 per check payable to third party
|
|
Overdraft/ non-Sufficient Funds
|
$25 each
|
|
Service Charge– Free Checking
|
Free
|
|
Service Charge– Premier Money Market
|
$25 if balance below $50K
|
|
Service Charge- Standard & Premier Money Market
|
$5 per check in excess of 3 per month
|
|
Service Charge –Standard Checking
|
$3 per month
|
|
Stop Payment
|
$25 ($5/$20) each
|
|
Temporary Checks (Free if ordering RMCU Checks at time of request)
|
$2 per 8 checks
|
|
Other Fees
|
|
Account Research Fee
|
$5 per ¼ hour, with ¼ hour minimum
|
|
ATM Surcharge Fee –for non-member use of RMCU ATM
|
$2.50 per transaction
|
|
ATM Transactions Performed at Non-RMCU Owned ATM
|
$1 per transaction
|
|
ATM Transactions Performed at RMCU-owned ATM
|
Free, if performed with RMCU cards
|
|
ATM Transactions Performed at Wells Fargo On-Premise ATM
|
Free, if performed with RMCU cards
|
|
ATM/Debit Card Replacement Fee
|
$5 if the card is lost
|
|
Automatic Transfer Limit (Federal Reg D permits a total of 6 transfers from each savings/ money market account by telephone, Audio Response, RMCU Online, Overdraft transfer per calendar month)
|
$5 each transaction in excess of six
|
|
Bad Address
|
$2 per month
|
|
Check Collection Item
|
$15 plus any additional costs passed onto the credit union
|
|
Compliance with Legal Order (Garnishment, Levy, etc)
|
$35
|
|
Domestic Wire Transfer – outgoing
|
$15 –provided wiring instructions provided
$20- No wiring instructions provided
|
|
Duplicate Statement
|
$2 per month
|
|
Fax Receiving –Non-credit union related business
|
$2 first page + $1 each add’l page
|
|
Fax Sending –Non-credit union related business
|
$5 first page + $1 each add’l page
|
|
Foreign Wire Transfer - Outgoing
|
$40 regardless of currency type sent
|
| Long Distance Call |
$2 per call
|
|
Medallion Signature Guarantee
|
$10 per transfer
|
|
Money Orders
|
$1 each
|
| Normal ATM Limitation on Cash Withdrawals |
$209 per day
|
|
Photocopy
|
$1 per page
|
|
Travelers Cheques
|
$1 per $100 purchased
|
|
Travelers Cheques for 2 signatures
|
$1.50 per $100 purchased
|
|
Loan Fees
|
|
Consumer Loan Extension, per extension
|
$15 plus all interest owing
|
|
Consumer Loan Refinance fee (in house), per occurrence
|
$15 plus all interest owing
|
|
Home Equity Loan Application Fee
|
$250
|
|
Inspection Fee, if applicable
|
$50 if in house conducted
|
|
Mobile Home Filing Fee –includes title and UCC fees
|
$25 per title
|
|
Subordination of Mortgage, per subordination
|
$25 + recording fee |
|
Title Filing Fee
|
$12 per title
|
|
Title one Home Improvement Fee
|
$235
|
