Credit Life Insurance

• Offers peace of mind for you and your family by paying off your loan in the event of your death
  
• Low monthly premiums

Credit Disability Insurance

• Offers peace of mind and financial security by making your monthly loan payments should you become disabled
  
• Affordable monthly premiums

Gap Insurance

• Offers risk protection to cover the gap between what you owe on your vehicle and the cash value of your vehicle in the event of an insured loss
  
• Deductible coverage up to $1,000
  
• Protection for new and pre-owned vehicles
  
• Low cost premium can be added to your vehicle loan
  
• Get $1,000 towards a replacement vehicle

Mechanical Repair Coverage (MRC)

• Similar to an auto dealer's extended warranty; however, usually less expensive
  
• Provides you the comfort of knowing that most mechanical problem(s) with your new or used vehicle will be paid
  
• Low cost premium can be added to your vehicle loan
  
• Our MRC will save you money over most extended warranties

Title Secured and Auto Loans require Comprehensive and Collision Insurance.
Recently, Rocky Mountain Credit Union has implemented a new Collateral Protection Insurance tracking program. With the new program, many members may receive a letter that serves as an audit notice to verify the insurance on collateral secured by a RMCU loan. Below are links that will take you to CUNA Mutual's website where you can input your current insurance information. If this is inconvenient for you or you have any questions, please do not hesitate to contact Brandi in the Loan Department at 406-449-2680. She would be glad to assist you in verifying your current insurance for the new tracking program.

Ways to provide insurance information:

1) This link takes you to the Collateral Insurance Verification page that includes the FAQs and a link to the insurance verification form:
http://www.cunamutual.com/cmg/freeFormDetail/0,1248,6801,00.html

2) This link goes directly to the insurance verification form and bypasses the FAQ page:
https://www.cunamutual.com/verifyinsurance

3)You or your agent may fax insurance verification to 866-402-2247.

Acceptable Forms of Insurance

Declarations page of the insurance policy listing:

1. Insurance Company
2. Policy Number
3. Member/Insured Name
4. Correct collateral description
5. Effective date / Renewal date
6. Comprehensive & Collision Coverage with $500 deductibles (for consumer loans)
7. Rocky Mountain Credit Union listed as lien holder or loss payee