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SAVINGS RATES - Effective July 1, 2010
Rates subject to change at any time without notice.
Call the Credit Union at 406-449-2680 or 1-800-624-2341 for more information about rates and fees.
| ACCOUNT TYPE |
COMPOUNDS
|
DIVIDEND RATE
|
APY* |
| Membership Savings ($20 minimum) & Other Savings |
| (Includes Christmas Club, Christmas, First Time Homebuyers, Medical, Optional) |
|
$0.01 to $999.99
|
Dividends compounded and credited monthly |
0.10%
|
0.10% |
|
$1,000 to $4,999.99
|
Dividends compounded and credited monthly |
0.15%
|
0.15% |
|
$5,000 to $24,999.99
|
Dividends compounded and credited monthly |
0.15%
|
0.15% |
|
$25,000 to $74,999.99
|
Dividends compounded and credited monthly |
0.15%
|
0.15% |
|
$75,000 and greater
|
Dividends compounded and credited monthly |
0.20%
|
0.20% |
| Escrow Savings |
| |
Dividends compounded and credited monthly |
0.10%
|
0.10% |
| High Yield Savings (No Longer Offered) |
|
$0.01 to $999.99
|
Dividends compounded and credited monthly |
0.10%
|
0.10% |
|
$1,000 to $4,999.99
|
Dividends compounded and credited monthly |
0.10%
|
0.10% |
|
$5,000 to $24,999.99
|
Dividends compounded and credited monthly |
0.15%
|
0.15% |
|
$25,000 to $74,999.99
|
Dividends compounded and credited monthly |
0.15%
|
0.15% |
|
$75,000 and greater
|
Dividends compounded and credited monthly |
0.25%
|
0.25% |
| Standard Money Market |
| $0.01 to $2,499.99 |
Dividends compounded and credited monthly |
0.15%
|
0.15% |
| $2,500 to $9,999.99 |
Dividends compounded and credited monthly |
0.20%
|
0.20% |
| $10,000 to $19,999.99 |
Dividends compounded and credited monthly |
0.25%
|
0.25% |
| $20,000 and greater |
Dividends compounded and credited monthly |
0.35%
|
0.35% |
| Premier Money Market |
| $0.01 to $49,999.99 |
Dividends compounded and credited monthly |
0.35%
|
0.35% |
| $50,000 to $74,999.99 |
Dividends compounded and credited monthly |
0.55%
|
0.55% |
| $75,000 to $99,999.99 |
Dividends compounded and credited monthly |
0.65%
|
0.65% |
| $100,000 and greater |
Dividends compounded and credited monthly |
0.70%
|
0.70% |
| Money Funds (No longer offered) |
|
$0.01 to $2,499.99
|
Dividends compounded and credited monthly |
0.05%
|
0.05% |
|
$2,500 and greater
|
Dividends compounded and credited monthly |
0.05%
|
0.05% |
| Free Checking |
| |
Dividends compounded and credited monthly |
0.00%
|
0.00% |
|
Advantage Checking
|
|
$0.01 to $1,500.00
|
Dividends compounded and credited monthly |
0.50%
|
0.50% |
|
$1,500.01 and greater
|
Dividends compounded and credited monthly |
0.25%
|
0.25% |
| Standard Checking (No longer offered) |
|
$0.01 to $999.99
|
Dividends compounded and credited monthly |
0.10%
|
0.10% |
|
$1,000 to $4,999.99
|
Dividends compounded and credited monthly |
0.15%
|
0.15% |
|
$5,000 to $24,999.99
|
Dividends compounded and credited monthly |
0.15%
|
0.15% |
|
$25,000 to $74,999.99
|
Dividends compounded and credited monthly |
0.15%
|
0.15% |
|
$75,000 and greater
|
Dividends compounded and credited monthly |
0.20%
|
0.20% |
| IRA Shares: (Includes Educational, Roth, SEP, Traditional) |
|
$0.01 to $999.99
|
Dividends compounded and credited monthly |
0.60%
|
0.60% |
|
$1,000 to $4,999.99
|
Dividends compounded and credited monthly |
0.85%
|
0.85% |
|
$5,000 to $24,999.99
|
Dividends compounded and credited monthly |
0.85%
|
0.85% |
|
$25,000 to $74,999.99
|
Dividends compounded and credited monthly |
0.85%
|
0.85% |
|
$75,000 and greater
|
Dividends compounded and credited monthly |
1.00%
|
1.00% |
*Annual Percentage Yield
Rate may change after account is opened.
Fees could reduce the earnings on any account.
A penalty may be imposed for early withdrawal.
Truth-In-Savings Disclosure
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