SHARE CERTIFICATE & IRA RATES
Effective July 1, 2010
Rates subject to change at any time without notice.
Call the Credit Union at 406-449-2680 or 1-800-624-2341 for more information about rates and fees.

Maturity					Compounds	Dividend Rate	APY*
90 day $1,000 minimum balance, IRA Certificates not available for 90 day
Dividends compounded and credited monthly						0.50%	0.50%
180 day $1,000 minimum balance, IRA Certificates not available for 180 day
Dividends compounded and credited monthly						0.65%	0.65%
12 Month  $1,000 minimum balance, $2,000 minimum balance for IRA Certificates
Dividends compounded and credited monthly						1.14%	1.15%
12 Month- Advantage Certificate, $1,000 minimum balance, IRA Certificates not available at this time *Must qualify for Advantage Checking
Dividends compounded and credited monthly						1.19%	1.20%
18 Month  $1,000 minimum balance, $2,000 minimum balance for IRA Certificates
Dividends compounded and credited monthly						1.19%	1.20%
24 Month $1,000 minimum balance, $2,000 minimum balance for IRA Certificates
Dividends compounded and credited monthly						1.44%	1.45%
36 Month  $1,000 minimum balance, $2,000 minimum balance for IRA Certificates
Dividends compounded and credited monthly						1.83%	1.85%
48 Month  $1,000 minimum balance, $2,000 minimum balance for IRA Certificates
Dividends compounded and credited monthly						2.13%	2.15%

Children's Share Certificate
Maturity				Minimum Balance	Compounds	Dividend Rate	APY*
18 Month
$250.00 minimum balance					Dividends compounded and credited monthly	1.19%	1.20%

A penalty may be imposed for early withdrawal.
Fees could reduce the earnings on any account. Please see our fee schedule.

*APY refers to Annual Percentage Yield