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SHARE CERTIFICATE & IRA RATES
Effective December 1, 2008
Rates subject to change at any time without notice.
Call the Credit Union at 406-449-2680 or 1-800-624-2341 for more information about rates and fees.
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CERTIFICATE SPECIAL
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| Compounds |
Dividend Rate |
APY* |
| 15 Month $1,000 minimum balance, $2,000 minimum balance for IRA Certificates |
| Dividends compounded and credited monthly |
3.45% |
3.50% |
| Compounds |
Dividend Rate |
APY* |
| 90 day $1,000 minimum balance, IRA Certificates not available for 90 day |
| Dividends compounded and credited monthly |
2.14% |
2.15% |
| 180 day $1,000 minimum balance, IRA Certificates not available for 180 day |
| Dividends compounded and credited monthly |
2.67% |
2.70% |
| 12 Month $1,000 minimum balance, $2,000 minimum balance for IRA Certificates |
| Dividends compounded and credited monthly |
2.72% |
2.75% |
| 18 Month $1,000 minimum balance, $2,000 minimum balance for IRA Certificates |
| Dividends compounded and credited monthly |
2.96% |
3.00% |
| 24 Month $1,000 minimum balance, $2,000 minimum balance for IRA Certificates |
| Dividends compounded and credited monthly |
3.20% |
3.25% |
| 36 Month $1,000 minimum balance, $2,000 minimum balance for IRA Certificates |
| Dividends compounded and credited monthly |
3.44% |
3.50% |
| 48 Month $1,000 minimum balance, $2,000 minimum balance for IRA Certificates |
| Dividends compounded and credited monthly |
3.69% |
3.75% |
| Children's Share Certificate |
| Maturity |
Min. Balance |
Compounds |
Dividend Rate |
APY* |
| 18 Month |
$250.00 |
Monthly |
2.96% |
3.00% |
A penalty may be imposed for early withdrawal.
Fees could reduce the earnings on any account. Please see our fee schedule.
*APY refers to Annual Percentage Yield
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