Financial Blog - RMCU
Budget Size Matters: How Much Home Can I Afford?
Apr. 11, 2017

There are so many factors to consider when buying a home, but the number one question you should be asking is this: how much home can I afford? This question has a number of layers to it, and it involves...

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Buying vs. Renting: The Financial Showdown
Apr. 04, 2017

There is an ongoing debate many people face when choosing living accommodations: Should they invest in the purchase of their own home or stick with renting?  When it comes to buying vs. renting, it is important to consider factors that will not...

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5 Ways To Save When Planning A Family Vacation
Mar. 30, 2017

We look forward to it every summer; hitting a luxurious beach with the family, or a rustic camping trip close to home. Whatever your idea of paradise, you’ll need to put aside some extra money so you and your family...

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How To Take Advantage of the Best Rewards Programs
Mar. 28, 2017

Spider-Man said it best when he said: “with great power comes great responsibility.” We have some of the most powerful tools in history at our fingertips and in our pockets, waiting to be utilized and make our lives better. The...

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How to Create a Budget In 6 Steps
Mar. 22, 2017

Think about a time when you found yourself short on cash. It was probably embarrassing, and most likely caused a lot of unnecessary stress in your life. Maybe it was an emergency, or maybe it was just that some of...

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How To Use Home Equity to Pay Down Debt
Mar. 15, 2017

You’ve no doubt heard that home equity could be used to pay down debt. There are some real benefits to this method as a matter of fact. But first, you’ll need to understand exactly what home equity is. A home...

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How to Squeeze More Out Of Your Budget
Mar. 01, 2017

Most Americans live paycheck to paycheck.  In fact according to the Financial Security Index, 76% of Americans live paycheck to paycheck. So if you consider yourself to be one of the currently 76% and wondering how to squeeze the most out of your...

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What To Do With Your Income Tax Refund
Feb. 23, 2017

It is that time of year again: the holidays are over, and everyone is obsessing about those pesky New Year resolutions. Meanwhile, I am just sitting over here thinking: is there really six more weeks of winter? I am already looking to skip...

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How to Use a Credit Union to Pay Off Debt
Feb. 21, 2017

The average American household carries a credit card debt of $15,762 at 13.76% interest. When trying to pay off debt, credit cards are usually a large portion of that debt.  In fact, Google “pay off debt” and see how many...

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4 Signs It's Time to Switch Financial Institutions
Feb. 15, 2017

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6 Ways to Change Your Savings Habits
Feb. 01, 2017

  Saving money is hard. If you’re like me, I have a really hard time saving money because I can always find something to buy. Sometimes it seems like that rainy day won't come or we'll have the income to...

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What You Need to Know About Budget Talks With Your Spouse
Jan. 31, 2017

   My husband and I recently sat down to try and get the chaos out of our finances and get a handle on excess spending so that we can save for our future. Unfortunately, that is often easier said than...

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