There are so many factors to consider when buying a home, but the number one question you should be asking is this: how much home can I afford? This question has a number of layers to it, and it involves...
Read ArticleThere is an ongoing debate many people face when choosing living accommodations: Should they invest in the purchase of their own home or stick with renting? When it comes to buying vs. renting, it is important to consider factors that will not...
Read ArticleWe look forward to it every summer; hitting a luxurious beach with the family, or a rustic camping trip close to home. Whatever your idea of paradise, you’ll need to put aside some extra money so you and your family...
Read ArticleSpider-Man said it best when he said: “with great power comes great responsibility.” We have some of the most powerful tools in history at our fingertips and in our pockets, waiting to be utilized and make our lives better. The...
Read ArticleThink about a time when you found yourself short on cash. It was probably embarrassing, and most likely caused a lot of unnecessary stress in your life. Maybe it was an emergency, or maybe it was just that some of...
Read ArticleYou’ve no doubt heard that home equity could be used to pay down debt. There are some real benefits to this method as a matter of fact. But first, you’ll need to understand exactly what home equity is. A home...
Read ArticleMost Americans live paycheck to paycheck. In fact according to the Financial Security Index, 76% of Americans live paycheck to paycheck. So if you consider yourself to be one of the currently 76% and wondering how to squeeze the most out of your...
Read ArticleIt is that time of year again: the holidays are over, and everyone is obsessing about those pesky New Year resolutions. Meanwhile, I am just sitting over here thinking: is there really six more weeks of winter? I am already looking to skip...
Read ArticleThe average American household carries a credit card debt of $15,762 at 13.76% interest. When trying to pay off debt, credit cards are usually a large portion of that debt. In fact, Google “pay off debt” and see how many...
Read ArticleSaving money is hard. If you’re like me, I have a really hard time saving money because I can always find something to buy. Sometimes it seems like that rainy day won't come or we'll have the income to...
Read ArticleMy husband and I recently sat down to try and get the chaos out of our finances and get a handle on excess spending so that we can save for our future. Unfortunately, that is often easier said than...
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