In some fortuitous times, insurance can seem like a fools gambit. You pay your premiums, and nothing bad happens, so you don’t see the benefits. But insurance can help you out in some unforeseen ways. That's what it's for, after...
Read ArticleCollege is an exciting time. It’s the first time away from the safety net of home for many, and the sudden increase in responsibility can be daunting. Careful financial planning might be the last thing you want to worry about...
Read ArticleOur environment is priceless, and we all need to do our part to preserve nature’s beauty. When it comes to eco-friendly home improvements, however, it can be a little tricky to find a balance between our environmental responsibility and a...
Read ArticleWe understand how much time and effort has gone into saving for the purchase of your new home. In addition, becoming a homeowner doesn't mean that you should stop trying to save money. Homeownership can be costly between repairs, maintenance...
Read ArticlePrivate Mortgage Insurance (PMI) is a type of mortgage insurance which you may be obliged to cater for if you have a conventional loan. It’s designed to safeguard lenders against any monetary loss in case you fail to pay...
Read ArticleAn emergency fund is an important backup in case of an unexpected expense or a major life event. This reserve fund can be used for deductibles for homeowner and auto claims, unexpected repairs and maintenance, unexpected medical issues, or if...
Read ArticleMost individuals are not much concerned about their credit scores until when they have to apply for a loan. If you want to get financing and you are not even sure if your credit score is high enough to get...
Read ArticleDeciding whether to lease or buy is a matter of balancing lifestyle and financial choices. While paying cash or taking out a loan is the most common modes of acquiring new cars, leasing is also now common and is no...
Read ArticleAll homeowners strive to achieve the picture perfect house that could grace the pages of a home magazine or be featured on one of the many home shows that have become so popular on HGTV. The question is how to...
Read ArticleWhen expecting a new baby one of your first things on your to-do list should be budgeting for a baby 101. The first year can bring unexpected surprises and expenses so having a budget for the most common items will...
Read ArticleLet’s face it; a little extra money would be pretty nice right about now. We can all think of something we’d do with some extra cash, but where do we get it? Money doesn’t grow on trees! We can’t just...
Read ArticleUpgrading and updating are an important part of owning and maintaining a home. While many projects may reflect your taste and style, some home projects will help to improve the value of your home as well. Below are ten projects...
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