Business Loans - RMCU

Commercial Loan Products

If you are building a business and capital is a challenge to your growth, we can help! Rocky Mountain Credit Union offers a variety of products specifically designed to provide you the financial tools needed, including equipment loans, commercial real estate loans, lines of credit, credit cards and even SBA Loans from the Small Business Administration. Our team is here to support and guide you with the products that are right for your business. Contact one of our Commercial Lending experts today.

Contact a Commercial Loan Specialist

Equipment Loans

  • Flexible rates and terms to meet your unique financing needs
  • Variety of collateral options including but not limited to: vehicles, machinery, restaurant equipment, etc.
  • Can help with the purchase of other capital improvements and meet your business needs without using working capital or business savings.
  • Local team is making the loan decision
  • Your business equipment loan can help you get the fleet vehicles you need and more. Rest assured our local team of business experts is here to help you with all your business equipment financing needs.

Commercial Real Estate

  • Owner occupied and investment properties for purchase or refinance
  • Flexible rates and terms to meet your unique financing needs
  • Local team making loan decisions

Whether you are buying your first investment property or your tenth, RMCU is here with our local team of experts to help you with the financing. We can help you if you are buying, remodeling or refinancing your investment property. If you are looking for more information on commercial real estate, check out our recent blog post here

Read this Blog Article

Lines of Credit

  • Tailored to your unique financing needs
  • Finance inventory or accounts receivable
  • Flexible rates and terms to fit your business needs
  • Open-ended access to cash (revolving)
  • Immediate access to cash
  • Local team making loan decisions

A line of credit for your business can be the difference between making payroll or not in the slow season. It can also help you keep up on inventory needs while waiting for payment from vendors. For more information on lines of credit, check out our blog here.

Read this Blog Article

VISA Business Card

  • Rates as low as 10.24% fixed
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Issue to Multiple Users
  • Low International Fee

Your business Visa comes equipped with EMV Chip Card Security. Whether your business travels take you to Seattle, Montana, or Ireland, you can rest assured that your card has this advanced security feature to protect it.

SBA Loans

  • Loan is guaranteed by the federal government
  • Ability to secure financing when conventional terms and collateral are not available
  • May be able to approve your loan right in the branch with our local lending team
  • Competitive terms

This program reduces the risk to us the lender because it is backed by the federal government. These programs have many benefits, but also have a lot of hoops to jump through. These programs also come with counseling and education on business related topics and offer unique benefits to small businesses looking to expand their business. For more information check out the SBA site here (https://www.sba.gov/funding-programs/loans).

sba.gov

Business Team


Alan DeWit
Alan DeWit
AVP of Commercial Lending

406.582.6602
Bozeman
adewit@rmcu.net

Connie Robinson
Connie Robinson
Business Services Manager

406.447.5706
Helena
crobinson@rmcu.net