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BUSINESS CURRENT RATES

Effective December 1, 2020

(APY – Annual Percentage Yield. Rates subject to change without notice)

Account Type

Rate
Rate (APY)
Compounds

Business Memberships

$0.01-$999.99
$1,000-$4,999.99
$5,000-$24,999.99
$25,000-$74,999.99
$75,000 and greater

0.01%
0.03%
0.03%
0.03%
0.05%

0.01%
0.03%
0.03%
0.03%
0.05%

Dividends compounded and credited monthly

Business Standard Money Market

Below $2,500
$10 monthly fee

$0.01-$2,499.99
$2,500-$9,999.99
$10,000-$19,999.99
$20,000 and greater

0.02%
0.02%
0.07%
0.10%

0.02%
0.02%
0.07%
0.10%

Dividends compounded and credited monthly

Business Premier Money Market

Below $50,000
$25 monthly fee

$0.01-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000 and greater

0.05%
0.10%
0.15%
0.20%

0.05%
0.10%
0.15%
0.20%

Dividends compounded and credited monthly

Small Business Checking

0.00%

0.00%

Dividends compounded and credited monthly

Large Business Checking

0.00%

0.00%

Dividends compounded and credited monthly

Non-Profit Business Checking

0.00%

0.00%

Dividends compounded and credited monthly

BUSINESS CURRENT RATES

Effective December 1, 2020

BUSINESS REGULAR CERTIFICATES

(APY – Annual Percentage Yield. Rates subject to change without notice)

Maturity
Min. Balance
Rate
Rate (APY)
Compounds

$1,000 minimum balance

(90 Day)

$1,000 or greater

0.05%

0.05%

Dividends compounded and credited monthly

$1,000 minimum balance

(180 Day)

$1,000 or greater

0.05%

0.05%

Dividends compounded and credited monthly

$1,000 minimum balance

(12 Month)

$1,000 or greater

0.10%

0.10%

Dividends compounded and credited monthly

$1,000 minimum balance

(18 Month)

$1,000 or greater

0.10%

0.10%

Dividends compounded and credited monthly

$1,000 minimum balance

(24 Month)

$1,000 or greater

0.20%

0.20%

Dividends compounded and credited monthly

$1,000 minimum balance

(48 Month)

$1,000 or greater

0.40%

0.40%

Dividends compounded and credited monthly

$1,000 minimum balance

(60 Month)

$1,000 or greater

0.50%

0.50%

Dividends compounded and credited monthly