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Save For the Future of Your Business

Start saving for your business goals. Compare our options below and work with our business services team to find the best solution for you.

*All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.

Business Savings Accounts


Business Savings*


Minimum Balance Requirement:


$20


Monthly Fee:


None


Dividend Rate:


0.01% - 0.05% APY


Free Online Banking and eStatements:


Yes


Business Money Market Accounts


Business Standard Money Market


Minimum Balance Requirement:


$2,500


Monthly Fee:


$10 if balance drops below $2,500


Dividend Rate:


0.02% - 0.10% APY


Free Online Banking & eStatements:


Yes

Business Premier Money Market


Minimum Balance Requirement:


$50,000


Monthly Fee:


$25 if balance drops below $50,000


Dividend Rate:


0.05% - 0.15%


Free Online Banking & eStatements:


Yes


Business Certificates Accounts


Term Certificates 3-60 months


Minimum Balance Requirement:


$1,000


Monthly Fee:


None


Dividend Rate:


View our current business rates


Free Online Banking and eStatements:


Yes

BUSINESS CURRENT RATES

Effective December 1, 2022

(APY – Annual Percentage Yield. Rates subject to change without notice)

Account Type

Rate
Rate (APY)
Compounds

Business
Memberships

$0.01 -
$999.99

$1,000 -
$4,999.99

$5,000 -
$24,999.99

$25,000 -
$74,999.99

$75,000 <

0.01%

0.03%

0.03%

0.03%

0.05%

0.01%

0.03%

0.03%

0.03%

0.05%

Dividends compounded

credited monthly

Business Standard
Money Market

Below
$2,500

$10 monthly fee

$0.01 -
$2,499.99

$2,500 -
$9,999.99

$10,000 -
$19,999.99

$20,000 <

0.02%

0.02%

0.07%

0.10%

0.02%

0.02%

0.07%

0.10%

Dividends compounded

credited monthly

Business Premier
Money Market

Below
$50,000

$25 monthly fee

$0.01 -
$49,999.99

$50,000 -
$74,999.99

$75,000 -
$99,999.99

$100,000 <

0.05%

0.10%

0.15%

0.20%

0.05%

0.10%

0.12%

0.15%

Dividends compounded

credited monthly

Small Business
Checking

0.00%

0.00%

Dividends compounded

credited monthly

Large Business
Checking

0.00%

0.00%

Dividends compounded

credited monthly

Non-Profit
Business
Checking

0.00%

0.00%

Dividends compounded

credited monthly

BUSINESS CURRENT RATES

Effective January 1, 2022

BUSINESS REGULAR CERTIFICATES

(APY – Annual Percentage Yield. Rates subject to change without notice)

Maturity
Min. Balance
Rate
Rate (APY)
Compounds

$1,000 minimum
balance

(90 Day)

$1,000 <

0.05%

0.05%

Dividends compounded
credited monthly

$1,000 minimum
balance

(180 Day)

$1,000 <

0.10%

0.10%

Dividends compounded
credited monthly

$1,000 minimum
balance

(12 Month)

$1,000 <

0.25%

0.25%

Dividends compounded
credited monthly

$1,000 minimum
balance

(18 Month)

$1,000 <

0.35%

0.35%

Dividends compounded
credited monthly

$1,000 minimum
balance

(24 Month)

$1,000 <

0.40%

0.40%

Dividends compounded
credited monthly

$1,000 minimum
balance

(36 Month)

$1,000 <

0.50%

0.50%

Dividends compounded
credited monthly

$1,000 minimum
balance

(48 Month)

$1,000 <

0.70%

0.70%

Dividends compounded
credited monthly

$1,000 minimum
balance

(60 Month)

$1,000 <

0.85%

0.85%

Dividends compounded
credited monthly