Start saving for your business goals. Compare our options below and work with our business services team to find the best solution for you.
*All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.
Minimum Balance Requirement:
$20
Monthly Fee:
None
Dividend Rate:
0.01% - 0.25% APY
Free Online Banking and eStatements:
Yes
Minimum Balance Requirement:
$2,500
Monthly Fee:
$10 if balance drops below $2,500
Dividend Rate:
0.75% - 1.75% APY
Free Online Banking & eStatements:
Yes
Minimum Balance Requirement:
$50,000
Monthly Fee:
$25 if balance drops below $50,000
Dividend Rate:
2.00% - 2.50% APY
Free Online Banking & eStatements:
Yes
Minimum Balance Requirement:
$1,000
Monthly Fee:
None
Dividend Rate:
View our current business rates
Free Online Banking and eStatements:
Yes
Effective January 1, 2023
(APY – Annual Percentage Yield. Rates are subject to change without notice)
Account Type | Rate | Rate (APY) | Compounds | |
Business | $0.01 - $1,000 - | 0.01% | 0.01% | Dividends compounded credited monthly |
Business Standard Below $10 monthly fee | $0.01 - | 0.25% | 0.25% | Dividends compounded credited monthly |
Business Premier Below $25 monthly fee | $0.01 - | 1.25% | 1.25% | Dividends compounded credited monthly |
Small Business | 0.00% | 0.00% | Dividends compounded credited monthly | |
Large Business | 0.00% | 0.00% | Dividends compounded credited monthly | |
Non-Profit | 0.00% | 0.00% | Dividends compounded credited monthly |
Effective January 1, 2023
BUSINESS REGULAR CERTIFICATES
(APY – Annual Percentage Yield. Rates are subject to change without notice)
Maturity | Min. Balance | Rate | Rate (APY) | Compounds |
$1,000 minimum (90 Day) | $1,000 < | 2.00% | 2.00% | Dividends compounded |
$1,000 minimum (180 Day) | $1,000 < | 3.00% | 3.04% | Dividends compounded |
$1,000 minimum (12 Month) | $1,000 < | 3.25% | 3.30% | Dividends compounded |
$1,000 minimum (18 Month) | $1,000 < | 3.35% | 3.40% | Dividends compounded |
$1,000 minimum (24 Month) | $1,000 < | 3.50% | 3.56% | Dividends compounded |
$1,000 minimum (36 Month) | $1,000 < | 3.60% | 3.66% | Dividends compounded |
$1,000 minimum (48 Month) | $1,000 < | 3.70% | 3.76% | Dividends compounded |
$1,000 minimum (60 Month) | $1,000 < | 3.80% | 3.87% | Dividends compounded |