Save For the Future of Your Business
Start saving for your business goals. Compare our options below and work with our business services team to find the best solution for you.
*All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.
Business Savings Accounts
Business Savings*
Minimum Balance Requirement:
$20
Monthly Fee:
None
Dividend Rate:
0.01% - 0.25% APY
Free Online Banking and eStatements:
Yes
Business Money Market Accounts
Business Standard Money Market
Minimum Balance Requirement:
$2,500
Monthly Fee:
$10 if balance drops below $2,500
Dividend Rate:
0.75% - 1.75% APY
Free Online Banking & eStatements:
Yes
Business Premier Money Market
Minimum Balance Requirement:
$50,000
Monthly Fee:
$25 if balance drops below $50,000
Dividend Rate:
2.00% - 2.50% APY
Free Online Banking & eStatements:
Yes
Business Certificates Accounts
Term Certificates 3-60 months
Minimum Balance Requirement:
$1,000
Monthly Fee:
None
Dividend Rate:
View our current business rates
Free Online Banking and eStatements:
Yes
BUSINESS CURRENT RATES
Effective January 1, 2023
(APY – Annual Percentage Yield. Rates are subject to change without notice)
Account Type | Rate | Rate (APY) | Compounds | |
Business | $0.01 - $1,000 - | 0.01% | 0.01% | Dividends compounded credited monthly |
Business Standard Below $10 monthly fee | $0.01 - | 0.25% | 0.25% | Dividends compounded credited monthly |
Business Premier Below $25 monthly fee | $0.01 - | 1.25% | 1.25% | Dividends compounded credited monthly |
Small Business | 0.00% | 0.00% | Dividends compounded credited monthly | |
Large Business | 0.00% | 0.00% | Dividends compounded credited monthly | |
Non-Profit | 0.00% | 0.00% | Dividends compounded credited monthly |
BUSINESS CURRENT RATES
Effective January 1, 2023
BUSINESS REGULAR CERTIFICATES
(APY – Annual Percentage Yield. Rates are subject to change without notice)
Maturity | Min. Balance | Rate | Rate (APY) | Compounds |
$1,000 minimum (90 Day) | $1,000 < | 2.00% | 2.00% | Dividends compounded |
$1,000 minimum (180 Day) | $1,000 < | 3.00% | 3.04% | Dividends compounded |
$1,000 minimum (12 Month) | $1,000 < | 3.25% | 3.30% | Dividends compounded |
$1,000 minimum (18 Month) | $1,000 < | 3.35% | 3.40% | Dividends compounded |
$1,000 minimum (24 Month) | $1,000 < | 3.50% | 3.56% | Dividends compounded |
$1,000 minimum (36 Month) | $1,000 < | 3.60% | 3.66% | Dividends compounded |
$1,000 minimum (48 Month) | $1,000 < | 3.70% | 3.76% | Dividends compounded |
$1,000 minimum (60 Month) | $1,000 < | 3.80% | 3.87% | Dividends compounded |