Digital Banking Privacy Policy
This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information when you use the service and tells you about your privacy rights and how the law protects you.
We use your personal data to provide and improve the service. By using the services, you agree to the collections and use of information in accordance with this privacy policy.
Interpretation and Definitions
For the purposes of this privacy policy:
Collecting and Using Your Personal Data
Types of Data Collected Personal Data
While using our service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:
Usage Data
Usage Data is collected automatically when using the service
Usage data may include information such as your devices internet protocol address (IP address), browser type, browser version, the pages of our service that you visit, the time and day of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When you access the service by or through a mobile device, we may collect certain information automatically, including, but not limited to, the type of device you use, your mobile device unique ID, the IP address of your device, your mobile operating system, the type of mobile internet browser, unique device identifiers and other diagnostic data.
We may also collect information that your browser sends whenever you visit our service or when you access the service by or through a mobile device.
Information Collected While Using the Application
When using our application, to provide features of our application, we may collect, with your permission:
We use this information to provide features of our service, to improve and customize our service. The information may be uploaded to the company’s servers and/or service providers or it may simply be stored on your device.
You can enable or disable access to this information at any time through your device settings.
Use of Your Personal Data
The company may use personal data for the following purposes:
We may share your personal information in the following situations:
Retention of Your Personal Data
Rocky Mountain Credit Union will retain your personal data only for as long as is necessary for the purposes set out in this privacy policy. We will retain and use your personal data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
Rocky Mountain Credit Union will also retain usage data for internal analysis purposes. Usage data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our service, or we are legally obligated to retain this data for longer time periods.
Transfer of Your Personal Data
Your information, including personal data, is processed at Rocky Mountain Credit Unions’ operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to – and maintained on – computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ than those from your location.
Your consent to this privacy policy followed by your submission of such information represents your agreement to that transfer.
Rocky Mountain Credit Union takes all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy and no transfer of your personal data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
Disclosure of Your Personal Data Business Transactions
If Rocky Mountain Credit Union is involved in a merger, acquisition or asset sale, your personal data may be transferred. We will provide notice before your personal data is transferred and becomes subject to a different privacy policy.
Law Enforcement
Under certain circumstances, Rocky Mountain Credit Union may be required to disclose your personal data if required to do so by law or in response to a valid request by public authorities (e.g., a court or a government agency).
Other Legal requirements
Rocky Mountain Credit Union may disclose your personal data in the good faith belief that such action is necessary to:
Security of Your Personal Data
The security of your personal data is important to us but remember that no method of transmission over the internet, or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute safety.
Links to Other Websites
Our service may contain links to other websites that are not operated by Rocky Mountain Credit Union. If you click on a third-party link, you will be directed to the third-party’s site. We strongly advise you to review the privacy policy of every site you visit.
We have no control over and assume not responsibility for that content, privacy policies or practices of any third-party site or service.
Changes to the Privacy Policy
We may update this privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on our page or in our application.
We will let you know via email and/or a prominent notice on our service, prior to the change becoming
effective and update the “Last Updated” date at the top of this Privacy Policy
You are advised to review this privacy policy periodically for any changes. Changes to this privacy policy are effective when they are posted on this page or in-app.
Contact Us
If you have any questions about this privacy policy, you can contact us:
Last Updated: July 11, 2022