Account Type

Dividend Rate

APY

Compounds

Membership Savings & Other Savings

(Includes Christmas Club, First Time Homebuyers, Medical, Optional)

$0.01 -
$999.99

$1,000 -
$4,999.99

$5,000 -
$24,999.99

$25,000 -
$74,999.99

$75,000 <

0.01%

0.05%

0.10%

0.15%

0.25%

0.01%

0.05%

0.10%

0.15%

0.25%

Dividends compounded

credited monthly

Escrow Savings

0.05%

0.05%

Dividends compounded

credited monthly

$0.01 -
$2,499.99

$2,500 -
$9,999.99

$10,000 -
$19,999.99

$20,000 <

0.50%

1.00%

1.25%

1.50%

0.50%

1.01%

1.26%

1.51%

Dividends compounded

credited monthly

Premier Money Market

Below $50,000

$25 monthly fee

1.74%

1.98%

2.10%

2.23%

Dividends compounded

credited monthly

Fresh Start, Coin, and Swipe Checking

0.00%

0.00%

Dividends compounded

credited monthly

Summit Checking

(Qualifying rate requires monthly: 10 debit transactions and direct deposit. If qualifications are not met, a non‐qualifying rate will be paid. *Example blended rate is calculated on the assumption of $100,000 in the account.)

Qualifying: $0.01 to $20,000.00

Qualifying: $20,000.01 and greater

Non‐Qual: $0.01 and greater

4.41%

0.05%

0.05%

4.50%

4.50%-1.30%

0.05%

Dividends compounded

credited monthly

$0.01 -
$999.99

$1,000 -
$4,999.99

$5,000 -

$24,999.99

$25,000 -
$74,999.99

$75,000 <

0.03%

0.10%

0.15%

0.25%

0.50%

0.03%

0.10%

0.15%

0.25%

0.50%

Dividends compounded

credited monthly

Maturity

Min. Balance

Dividend Rate

APY

Compounds

$1,000 minimum
balance

(90 Day)

$1,000 <

4.12%

4.20%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(6 Month)

$1,000 <

4.12%

4.20%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(12 Month)

$1,000 <

4.33%

4.42%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

Vault ( Must transfer min. $10 each month)

• $1 minimum balance
• IRA Certificates not available at this time

(12 Month)

$1 <

4.00%

4.08%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(18 Month)

$1,000 <

4.11%

4.19%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(2 Years)

$1,000 <

4.01%

4.08%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(3 Years)

$1,000 <

4.01%

4.08%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 minimum
balance

(4 Years)

$1,000 <

3.95%

4.02%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$1,000 <

3.95%

4.02%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$250 min. balance

4.11%

4.19%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

Maturity

Min. Balance

Dividend Rate

APY

Compounds

$2,000 minimum balance for IRA Certificates

(12 Month)

$2,000

<

4.11%

4.19%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(18 Month)

$2,000 <

4.01%

4.08%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(2 Years)

$2,000 <

4.01%

4.08%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(3 Years)

$2,000 <

4.01%

4.08%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(4 Years)

$2,000 <

3.95%

4.02%

Dividends compounded and credited monthly. Minimum balance is required to earn dividends.

$2,000 minimum balance for IRA Certificates

(5 Years)

$2,000 <

3.95%