Debt Consolidation | Rocky Mountain Credit Union
Loans > Debt Consolidation

Debt Consolidation

RMCU has a variety of loan options to help you consolidate your debt.  We can work with you to have one monthly payment that fits your budget.

HELOC - The Home Equity Line of Credit, or HELOC, allows you to open a line of credit with spending limits using the value of your home. The benefit of a HELOC is that you have funds available but you only pay interest on what you spend.

Vehicle Loans - A vehicle with equity available allows you to roll additional debts into one loan at a lower interest rate.

Signature Loan - Low limit signature loans are an easy and affordable way to consolidate debt.  With nothing held as collateral you get a lump sum when the loan is approved to help payoff other debts.

Share and Certificate Secured Loan - Using fund in your savings or certificate as collateral you can consolidate debt to have one low monthly payment.