What does it mean to become a Rocky Mountain Credit Union member?

We are different from other financial institutions and you can trust that RMCU is here to help you through life’s events big or small. As a member, you are an owner. RMCU is a democratic financial cooperative and that means you have a say in how your credit union is run. We are also not-for-profit which allows us to offer low loan rates and higher interest deposits. RMCU puts people first. Like all credit unions, “People Helping People” is our philosophy and we want to make our members financially successful. Join today and become part of the RMCU family.

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Why We Are Your First Choice

The Rocky Mountain Credit Union difference

  • We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees
  • Rocky Mountain Credit Union is a member-owned Montana financial institution focused on innovative customer service and providing members with the tools to accomplish their financial and life goals, further establishing RMCU’s reputation as a long-term financial partner
  • RMCU prides itself on its internal culture and works environment. RMCU’s employees are empowered to make responsible decisions.
  • Members are the bedrock of the institution. We will always extend our gratitude to our members and say thank you for their patronage and continued support
  • History of the credit union (same version as the strategic plan)

Membership Qualification

State of Montana Employees
Relative of Current Member
Other Select Businesses

View Current Business Members

Live, work, or worship in one of the following Counties:

Broadwater, Deer Lodge, Gallatin, Jefferson,
Lewis and Clark, Park, Powell, Silver Bow, Madison and Cascade.

Montana State University Alumni

Every day we are inspired by stories from our RMCU members about how the credit union has helped them. We are committed to the financial success of our members and their families. Let us know how we are doing and send an email to

Ashley Williams