RMCU 2022 Web Graphics Membership

See What RMCU Can Do for You

With Rocky Mountain Credit Union, you can choose local without sacrificing your financial must-haves. You can have it all – the best rates and completely mobile banking – while supporting your local credit union. Whether you’re in search of a place to start saving or looking to build your credit, there’s a lot you can do with RMCU. And as a member-owned organization, RMCU gives back to the communities it serves in Bozeman, Belgrade, Helena and Butte, so you can feel good about where you put your dollars.

Membership Qualification

To become a member at RMCU, you must qualify in one of the following ways:

State of Montana Employees
Relative of Current Member
Employees of Select Businesses
Montana State University Alumni


Live, work, or worship in one of the following Montana counties:

Broadwater, Deer Lodge, Gallatin, Jefferson,
Lewis and Clark, Park, Powell, Silver Bow, Madison and Cascade

Why Choose Rocky Mountain Credit Union

We're a Cooperative, Not a Corporation

Unlike banks, which are for-profit entities, RMCU is a not-for-profit, and our shareholders are our members. Our goal is to pass on the profits we earn back to our members through better interest rates, lower costs, and other member benefits.

We're Invested in Our Communities

We are a part of the communities we serve, so we go above and beyond banking services to better our communities. We offer education programs for members, scholarships for local students, and donate to organizations that our members care most about.

We Offer Low Interest Rates on Loans and Credit Cards

RMCU offers serious financial benefits. As a credit union, we typically offer significantly lower interest rates on credit cards and loans than banks do. On average, our credit card interest rates are 3-4% lower than banks, and 2% lower on auto loans.

We Offer Higher DIVIDEND RATES on Savings Accounts

At RMCU, our checking and savings accounts, CDs and money market accounts pay a higher interest rate than a traditional bank.

Our Member Service is Unbeatable

When you call with an issue, you'll get a real person on the line – maybe even a person you know. Forget the frustrations of dealing with automated voice machines and chatbots, and get meaningful help right away. Our employees grow and maintain personal relationships with our members, so they know they’re more than just another account.