Personal Checking Account - RMCU

At RMCU we offer a wide variety of checking accounts that will meet your financial needs!

Whether, it's getting paid to use your debit card or earning higher dividends, there is a checking account that's right for you.

*ATM transactions don't earn rewards.

All new accounts are verified with ChexSystems

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Swipe Checking

Minimum Balance: None

Monthly Fee: None

Debit Card: Free

Online Banking/Bill Pay: Free

Incentives/Requirements: $0.05 back on every swipe after 10 swipes*

Pays Dividends: No

Overdraft Protection: Yes (Click Here for Options)

Coin Checking

Minimum Balance: None

Monthly Fee: None

Debit Card: Free

Online Banking/Bill Pay: Free

Incentives/Requirements: $20 Amazon gift card for new members. Two overdraft fee refunds per year or a $10 Starbucks Gift Card if you don't use your reversals.

Pays Dividends: No

Overdraft Protection: Yes (Click Here for Options)

Summit Checking

Minimum Balance: Must maintain $10,000 to earn dividends

Monthly Fee: None

Debit Card: Free

Online Banking/Bill Pay: Free

Incentives/Requirements: Earns dividends if you maintain a $10,000 balance and 10 debit card transactions per month.

Pays Dividends: Yes: 0%-0.10% APY

Overdraft Protection: Yes (Click Here for Options)

Fresh Start Checking

Minimum Balance: None

Monthly Fee: $10.00

Debit Card: Free

Online Banking/Bill Pay: Free

Incentives/Requirements: Your second chance at a checking account. Available if you have $500 or less in checking collections at another institution.

Pays Dividends: No

Overdraft Protection: No (Only from Savings) (Click Here for Options)