At RMCU we offer a wide variety of checking accounts that will meet your financial needs!
Whether, it's getting paid to use your debit card or earning higher dividends, there is a checking account that's right for you.
*ATM transactions don't earn rewards.
All new accounts are verified with ChexSystems
Swipe Checking
Minimum Balance: None
Monthly Fee: None
Debit Card: Free
Online Banking/Bill Pay: Free
Incentives/Requirements: $0.05 back on every swipe after 10 swipes*
Pays Dividends: No
Overdraft Protection: Yes (Click Here for Options)
Coin Checking
Minimum Balance: None
Monthly Fee: None
Debit Card: Free
Online Banking/Bill Pay: Free
Incentives/Requirements: $20 Amazon gift card for new members. Two overdraft fee refunds per year or a $10 Starbucks Gift Card if you don't use your reversals.
Pays Dividends: No
Overdraft Protection: Yes (Click Here for Options)
Summit Checking
Minimum Balance: Must maintain $10,000 to earn dividends
Monthly Fee: None
Debit Card: Free
Online Banking/Bill Pay: Free
Incentives/Requirements: Earns dividends if you maintain a $10,000 balance and 10 debit card transactions per month.
Pays Dividends: Yes: 0%-0.10% APY
Overdraft Protection: Yes (Click Here for Options)
Fresh Start Checking
Minimum Balance: None
Monthly Fee: $10.00
Debit Card: Free
Online Banking/Bill Pay: Free
Incentives/Requirements: Your second chance at a checking account. Available if you have $500 or less in checking collections at another institution.
Pays Dividends: No
Overdraft Protection: No (Only from Savings) (Click Here for Options)