Home Mortgage - RMCU

Do you have all the necessary paperwork to start a loan application?

*All loan types can be fixed or variable and are subject to credit approval.

View our Loan Checklist Here


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Conventional Loans

Conforming Loans, Non-Conforming Loans, and Jumbo Loans


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Government Loans

Federal Housing Administration (FHA) Loans, Veterans Administration (VA) Loans, and Rural Development (RD) Loans


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Specialty Programs

Home$tart - Down payment assistance for qualifying homebuyers

Be Ready When the Right Home Comes Along!

The real estate market is competitive, no matter where you are in the state of Montana. Be prepared for when the right house comes along by getting prequalified. Start your application online today and you're on your way!

Home Equity & Mortgage Team


Holly Carpenter
Holly Carpenter
Real Estate Loan Officer

406.221.5201
Butte
hcarpenter@rmcu.net
nmls# 487279 Apply Now

Nickole Jemmings
Nickole Jemmings
Real Estate Loan Officer

406.447.1109
Helena
njemmings@rmcu.net
nmls# 630564 Apply Now

Dianna Phillips
Dianna Phillips
Real Estate Loan Officer

406.582.6624
Bozeman/Belgrade
dphillips@rmcu.net
nmls# 114089 Apply Now

Peter Morgan
Peter Morgan
AVP of Real Estate

406.582.6628
Bozeman
pmorgan@rmcu.net
nmls# 987350 Apply Now

Contact your RMCU mortgage team with your mortgage question.