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							 RMCU WEB BANNER 2023 HOME LOANS

Home Loans & Mortgages

Whether you’re buying your first home in Montana or looking to utilize your home’s equity, RMCU makes it easy. Getting a mortgage through RMCU starts with talking to a real person – a local real estate loan officer who might just be your future neighbor. With fast approvals made in our Montana branches, you’ll be putting down roots faster than you can say “home sweet home.”

Loan Types

Conventional Loans


Conforming Loans, Non-Conforming Loans, and Jumbo Loans


Government Loans


Federal Housing Administration (FHA) Loans, Veterans Administration (VA) Loans, and Rural Development (RD) Loans


Special Programs


Home$tart - Down payment assistance for qualifying homebuyers

Which mortgage program is right for you?

Download our free Mortgage Programs Guide to learn which one is the best fit for your financial goals and budget.

Download Mortgage Programs Guide

Home Equity & Mortgage Team


Emmie Kleppelid Profile headshot

Emmie Kleppelid

Real Estate Loan Officer

406.447.5336
Belgrade / Bozeman / Butte / Helena
ekleppelid@rmcu.net
nmls# 1512405

Kelly Topinka Profile headshot

Kelly Topinka

Home Equity Loan Officer

406.582.6624
Belgrade / Bozeman / Butte / Helena
kelly.topinka@rmcu.net
nmls# 217148

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