RMCU WEB BANNER 2023 PERSONAL BANKING

A Checking Account for Every Member

Whether it's getting paid to use your debit card or earning higher dividends, there is a checking account that's right for you. Scroll down to compare your options.

ATM transactions don't earn rewards.

All new accounts are verified with ChexSystems


APPLY FOR MEMBERSHIP ONLINE


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Swipe Checking


Minimum Balance:


None


Monthly Fee:


None


Debit Card:


Free


Online Banking/Bill Pay:


Free


Incentives/Requirements:


$0.05 back on every swipe after 10 swipes


Pays Dividends:


No

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Summit Checking


Minimum Balance:


$0.01 to earn dividends


Monthly Fee:


None


Debit Card:


Free


Online Banking/Bill Pay:


Free


Incentives/Requirements:


Earn higher dividends on the first $20,000 when monthly qualifications are met: 10 debit card transactions & direct deposit.


Pays Dividends:


Yes: 0% - 4.50% APY.


Truth in Savings Disclosure:


TIS Shares PDF

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Fresh Start Checking


Minimum Balance:


None


Monthly Fee:


$10.00


Debit Card:


Free


Online Banking/Bill Pay:


Free


Incentives/Requirements:


Your second chance at a checking account. Available if you have $500 or less in checking collections at another institution.


Pays Dividends:


No