BRANCHES WILL BE CLOSED MONDAY, MAY 30TH FOR MEMORIAL DAY
								 RMCU 2022 Web Graphics Savings banner

Ready, Set, Save.

Choose your way to save. Compare our savings account and certificate options below.

All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.

Early withdrawal penalties and fees could reduce earnings.

**Includes Roth, Traditional, SEP, or ESA

***All Term Certificates also available for IRA accounts.


View Our Current Rates

Savings Accounts

Truth in Savings Disclosure


Savings*


Minimum Balance Requirement:


$20


Monthly Fee:


None


Dividend Rate:


0.01% - 0.05% APY


Free Online Banking and eStatements:


Yes

IRA Savings**


Minimum Balance Requirement:


None


Monthly Fee:


None


Dividend Rate:


0.03% - 0.10% APY


Free Online Banking & eStatements:


Yes

HSA Savings


Minimum Balance Requirement:


None


Monthly Fee:


None


Dividend Rate:


0.03% - 0.10% APY


Free Online Banking & eStatements:


Yes

Rocky Super Saver Account


Eligibility Requirement:


Under age 18


Minimum Deposit:


$20.00


Free online banking & eStatements:


Yes


Dividend rate:


0.01% - 0.05% APY


Money Market Accounts


Standard Money Market


Minimum Balance Requirement:


$2,500


Monthly Fee:


$10 if balance drops below $2,500


Dividend Rate:


0.02% - 0.10% APY


Free Online Banking & eStatements:


Yes

Premier Money Market


Minimum Balance Requirement:


$50,000


Monthly Fee:


$25 if balance drops below $50,000


Dividend Rate:


0.05% - 0.15%


Free Online Banking & eStatements:


Yes


Certificate Accounts

Truth in Savings Certificate (PDF)


Vault Certificate


Minimum Deposit:


$1


Eligibility Requirement:


Membership Savings and $10 Automatic Deposit to Certificate


Term:


12 Months


Can add to certificate during the term:


Yes

Term Certificate


Minimum Deposit:


$1,000


Eligibility Requirement:


Membership Savings


Term:


3 - 60 Months


Dividend Rate:


View Dividend Rates


Can add to certificate during the term:


Yes

Youth Certificate


Minimum Deposit:


$250


Eligibility Requirement:


Membership Savings & Under Age 18


Term:


18 Months


Can add to certificate during the term:


Yes