Ready, Set, Save.
Choose your way to save. Compare our savings account and certificate options below.
All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.
Early withdrawal penalties and fees could reduce earnings.
**Includes Roth, Traditional, SEP, or ESA
***All Term Certificates also available for IRA accounts.
Savings Accounts
Savings*
Minimum Balance Requirement:
$20
Monthly Fee:
None
Dividend Rate:
0.01% - 0.25% APY
Free Online Banking and eStatements:
Yes
IRA Savings**
Minimum Balance Requirement:
None
Monthly Fee:
None
Dividend Rate:
0.03% - 0.50% APY
Free Online Banking & eStatements:
Yes
HSA Savings
Minimum Balance Requirement:
None
Monthly Fee:
None
Dividend Rate:
0.03% - 0.50% APY
Free Online Banking & eStatements:
Yes
Rocky Super Saver Account
Eligibility Requirement:
Under age 18
Minimum Deposit:
$20.00
Free online banking & eStatements:
Yes
Dividend rate:
0.01% - 0.25% APY
Money Market Accounts
Standard Money Market
Minimum Balance Requirement:
$2,500
Monthly Fee:
$10 if balance drops below $2,500
Dividend Rate:
0.75% - 1.51% APY
Free Online Banking & eStatements:
Yes
Premier Money Market
Minimum Balance Requirement:
$50,000
Monthly Fee:
$25 if balance drops below $50,000
Dividend Rate:
1.75% - 2.27% APY
Free Online Banking & eStatements:
Yes
Certificate Accounts
Truth in Savings Certificate (PDF)
Vault Certificate
Minimum Deposit:
$1
Eligibility Requirement:
Membership Savings and $10 Automatic Deposit to Certificate
Term:
12 Months
Can add to certificate during the term:
Yes
Term Certificate
Minimum Deposit:
$1,000
Eligibility Requirement:
Membership Savings
Term:
3 - 60 Months
Dividend Rate:
Can add to certificate during the term:
Yes
Youth Certificate
Minimum Deposit:
$250
Eligibility Requirement:
Membership Savings & Under Age 18
Term:
18 Months
Can add to certificate during the term:
Yes