RMCU 2022 Web Graphics Savings banner

Ready, Set, Save.

Choose your way to save. Compare our savings account and certificate options below.

All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.

Early withdrawal penalties and fees could reduce earnings.

**Includes Roth, Traditional, SEP, or ESA

***All Term Certificates also available for IRA accounts.


View Our Current Rates

Savings Accounts

Truth in Savings Disclosure


Savings*


Minimum Balance Requirement:


$20


Monthly Fee:


None


Dividend Rate:


0.01% - 0.25% APY


Free Online Banking and eStatements:


Yes

IRA Savings**


Minimum Balance Requirement:


None


Monthly Fee:


None


Dividend Rate:


0.03% - 0.50% APY


Free Online Banking & eStatements:


Yes

HSA Savings


Minimum Balance Requirement:


None


Monthly Fee:


None


Dividend Rate:


0.03% - 0.50% APY


Free Online Banking & eStatements:


Yes

Rocky Super Saver Account


Eligibility Requirement:


Under age 18


Minimum Deposit:


$20.00


Free online banking & eStatements:


Yes


Dividend rate:


0.01% - 0.25% APY


Money Market Accounts


Standard Money Market


Minimum Balance Requirement:


$2,500


Monthly Fee:


$10 if balance drops below $2,500


Dividend Rate:


0.75% - 1.75% APY


Free Online Banking & eStatements:


Yes

Premier Money Market


Minimum Balance Requirement:


$50,000


Monthly Fee:


$25 if balance drops below $50,000


Dividend Rate:


2.00% - 2.50% APY


Free Online Banking & eStatements:


Yes


Certificate Accounts

Truth in Savings Certificate (PDF)


Vault Certificate


Minimum Deposit:


$1


Eligibility Requirement:


Membership Savings and $10 Automatic Deposit to Certificate


Term:


12 Months


Can add to certificate during the term:


Yes

Term Certificate


Minimum Deposit:


$1,000


Eligibility Requirement:


Membership Savings


Term:


3 - 60 Months


Dividend Rate:


View Dividend Rates


Can add to certificate during the term:


Yes

Youth Certificate


Minimum Deposit:


$250


Eligibility Requirement:


Membership Savings & Under Age 18


Term:


18 Months


Can add to certificate during the term:


Yes