Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Checking account information and credit history
- Payment history and transaction or loss history
When you are no longer our member, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Rocky Mountain Credit Union chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Rocky Mountain Credit Union share?||Can you limit this sharing?|
For our everyday business purposes –
For our marketing purposes –
For joint marketing with other financial companies
For our affiliates’ everyday business purposes –
We don't share
For our affiliates to market to you
We don't share
Call 406-449-2680 or go to www.rmcu.net
What We Do?
How does Rocky Mountain Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Rocky Mountain Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or apply for a loan
- show your government-issued ID or provide account information
- give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Rocky Mountain Credit Union has no affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mailhouse, mortgage service companies, consumer reporting agencies, data processors, check/share draft printers, financial advisors, and market research firms
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT, loan recapture programs and financial advisors