Privacy | Rocky Mountain Credit Union
Privacy

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • checking account information and credit history
  • payment history and transaction or loss history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Rocky Mountain Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Rocky Mountain Credit Union share? Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes No

For our marketing purposes –
to offer our products and services to you

Yes

No

 For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No

 We don't share

For our affiliates’ everyday business purposes –
information about your creditworthiness
No We don't share

For nonaffiliates to market to you No We don’t share

No

We don't share

 For our affiliates to market to you

No

 We don't share

Questions?

 Call 406-449-2680 or go to www.rmcu.net

What We Do?

How does Rocky Mountain Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Rocky Mountain Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • show your government-issued ID or provide account information
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

 Affiliates

 Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Rocky Mountain Credit Union has no affiliates

 Nonaffiliates

 Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mailhouse, mortgage service companies, consumer reporting agencies, data processors, check/share draft printers, financial advisors, and market research firms

Joint Marketing

 A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT, loan recapture programs and financial advisors