EFFECTIVE July 1, 2022
RELATIONSHIP PRICING DISCOUNTS
FOR EACH ITEM A MEMBER HAS WITH RMCU, DEDUCT FROM INTEREST RATE. YOU MUST SHOW YOUR MATH IN YOUR NOTES. APPLICABLE ON ALL LOAN TYPES EXCEPT HOME EQUITY/HELOC, MORTGAGE, VISA, AND LOANS NOT RISK BASED, (GEAR LOANS, ETC.), AND 1ST TIME AUTO BUYER LOANS. CANNOT BE COMBINED WITH RMCU EMPLOYEE DISCOUNT OR ANY OTHER PROMOTION.
CHECKING ACCOUNT W/ AUTO PAY .25
MUST BE AN EXISTING CHECKING ACCOUNT WITH RMCU THAT HAS ACTIVITY ON IT WITH A DEBIT CARD. AUTO PAY MUST BE SET UP.
LOAN # 5 OR HIGHER .25
NEXT CONSECUTIVE LOAN # ON THE ACCOUNT MUST BE 5 OR HIGHER
***for years older than those listed in used category, use signature loan rates/terms.
***for autos in the CLASSIC NADA, follow the classic auto procedure.
rates as low as
0-36 Months: 8.49%
37-60 Months: 8.99%
rates as low as
Max Limit: $15,000
Platinum:9.49% APR
Classic:11.24% APR
Mortgages
See Real Estate Loan Officer
GEAR/SUMMER FUND LOANS
rates as low as 7.99%
SHARE SECURED
rates as low as 6.00%
CD SECURED
3% OVER CD RATE
OVERDRAFT LINE OF CREDIT
12%
1ST TIME AUTO BUYERS
rates as low as 9.99%
$20k MAXIMUM,2 YEAR JOB HISTORY, $500 DOWN NO DEROGS ON CREDIT
MAX LOAN AMOUNT $200,000
rates as low as
120 Month: 4.75%
180 Month: 4.75%
MAX LOAN AMOUNT $200,000
60 MONTH
rates as low as 4.00%
84 Months
rates as low as 4.50%
120 Month
rates as low as 5.00%
180 Month
rates as low as 5.50%
rates as low as
1-60 Months: 3.99%
61-84 Months: 4.24%
rates as low as
1-60 Months: 4.49%
61-84 Months: 4.74%
rates as low as
1-60 Months: 4.99%
61-72 Months: 5.49%
rates as low as
1-60 Months: 5.49%
61-72 Months: 5.99%
rates as low as
1-84 Months: 4.99%
85-180 Months: 5.49%
rates as low as
1-84 Months: 5.49%
85-180 Months: 5.99%
rates as low as
1-48 Months: 7.74%
49-60 Months: 7.99%
rates as low as
1-48 Months: 7.99%
49-60 Months: 8.24%