We’re giving you the 411 on credit inquiries because knowing how they affect you is a big part of being financially healthy.
When you apply for credit or a loan a creditor will “pull” your credit.
This check is called a hard inquiry but there are also soft inquiries, too.
Your credit score received from free soft pull sources like Savvy Money, Credit Karma, Credit Sesame, etc.
may not accurately reflect your actual FICO credit score.