CURRENT RATES
Effective November 1st, 2023
(APY – Annual Percentage Yield. Rates are subject to change without notice)
Account Type |
Rate |
Rate (APY) |
Compounds |
|
Membership Savings & Other Savings (Includes Christmas Club, First Time Homebuyers, Medical, Optional) |
$0.01 - $1,000 - |
0.01% |
0.01% |
Dividends compounded credited monthly |
Escrow Savings |
0.05% |
0.05% |
Dividends compounded credited monthly |
|
Standard Money Market Below $2,500 $10 monthly fee |
$0.01 - |
0.50% |
0.50% |
Dividends compounded credited monthly |
Premier Money Market Below $50,000 $25 monthly fee |
$0.01 - |
1.75% |
1.77% |
Dividends compounded credited monthly |
Fresh Start, Coin, and Swipe Checking |
0.00% |
0.00% |
Dividends compounded credited monthly |
|
Summit Checking |
Qualifying: $0.01 to $20,000.00 |
4.41% 0.05% 0.05% |
4.50% 0.05% 0.05% |
Dividends compounded credited monthly |
HSA & IRA Shares |
$0.01 - $24,999.99 $25,000 - $75,000 < |
0.03% 0.10% 0.15% 0.25% 0.50% |
0.03% 0.10% 0.15% 0.25% 0.50% |
Dividends compounded credited monthly |
CURRENT RATES
Effective November 1st, 2023
REGULAR CERTIFICATES
(APY – Annual Percentage Yield. Rates are subject to change without notice)
Maturity |
Min. Balance |
Rate |
Rate (APY) |
Compounds |
$1,000 minimum (90 Day) |
$1,000 < |
4.01% |
4.08% |
Dividends compounded |
$1,000 minimum (6 Month) |
$1,000 < |
4.01% |
4.08% |
Dividends compounded |
$1,000 minimum (12 Month) |
$1,000 < |
4.10% |
4.18% |
Dividends compounded |
Vault ( Must transfer min. $10 each month)
(12 Month) |
$1 < |
3.00% |
3.05% |
Dividends compounded |
$1,000 minimum (18 Month) |
$1,000 < |
4.10% |
4.18% |
Dividends compounded |
$1,000 minimum (2 Years) |
$1,000 < |
4.10% |
4.18% |
Dividends compounded |
$1,000 minimum (3 Years) |
$1,000 < |
4.01% |
4.08% |
Dividends compounded |
$1,000 minimum (4 Years) |
$1,000 < |
4.01% |
4.08% |
Dividends compounded |
$1,000 minimum (60 Month) |
$1,000 < |
4.01% |
4.08% |
Dividends compounded |
Children's Certificates (18 Month) |
$250 min. balance |
4.20% |
4.28% |
Dividends compounded |
CURRENT RATES
Effective November 1st, 2023
IRA CERTIFICATES
(APY – Annual Percentage Yield. Rates subject to change without notice)
Maturity |
Min. Balance |
Rate |
Rate (APY) |
Compounds |
$2,000 minimum balance for IRA Certificates (12 Month) |
$2,000 < |
4.10% |
4.18% |
Dividends compounded |
$2,000 minimum balance for IRA Certificates (18 Month) |
$2,000 < |
4.10% |
4.18% |
Dividends compounded |
$2,000 minimum balance for IRA Certificates (2 Years) |
$2,000 < |
4.10% |
4.18% |
Dividends compounded |
$2,000 minimum balance for IRA Certificates (3 Years) |
$2,000 < |
4.01% |
4.08% |
Dividends compounded |
$2,000 minimum balance for IRA Certificates (4 Years) |
$2,000 < |
4.01% |
4.08% |
Dividends compounded |
$2,000 minimum balance for IRA Certificates (5 Years) |
$2,000 < |
4.01% |
4.08% |
Dividends compounded |