BRANCHES WILL BE CLOSED MONDAY, MAY 30TH FOR MEMORIAL DAY
									 	RMCU 2022 Web Graphics Certificate Rates

Certificate Rates

Certificate
Term
Rate
Rate (APY)
Minimum Deposit

3 Months

3 Months

0.05%

0.05%

$1,000

6 Months

6 Months

0.10%

0.10%

$1,000

12 Months

12 Months

0.25%

0.25%

$1,000

Vault

12 Months

0.25%

0.25%

$1 with $10 deposit each month

18 Months

18 Months

0.35%

0.35%

$1,000

24 Months

24 Months

0.40%

0.40%

$1,000

36 Months

36 Months

0.55%

0.55%

$1,000

48 Months

48 Months

0.70%

0.70%

$1,000

60 Months

60 Months

0.85%

0.85%

$1,000

Children's

18 Months

0.40%

0.40%

$250

CURRENT RATES

Effective April 1, 2022

(APY – Annual Percentage Yield. Rates subject to change without notice)

Account Type

Rate
Rate (APY)
Compounds

Membership Savings & Other Savings

(Includes Christmas Club, First Time Homebuyers, Medical, Optional)

$0.01 -
$999.99

$1,000 -
$4,999.99

$5,000 -
$24,999.99

$25,000 -
$74,999.99

$75,000 <

0.01%

0.03%

0.03%

0.03%

0.05%

0.01%

0.03%

0.03%

0.03%

0.05%

Dividends compounded

credited monthly

Escrow Savings


0.05%

0.05%

Dividends compounded

credited monthly

Standard Money Market

Below $2,500

$10 monthly fee

$0.01 -
$2,499.99

$2,500 -
$9,999.99

$10,000 -
$19,999.99

$20,000 <

0.02%

0.05%

0.07%

0.10%

0.02%

0.05%

0.07%

0.10%

Dividends compounded

credited monthly

Premier Money Market

Below $50,000

$25 monthly fee

$0.01 -
$49,999.99

$50,000 -
$74,999.99

$75,000 -
$99,999.99

$100,000 <

0.05%

0.10%

0.12%

0.15%

0.05%

0.10%

0.12%

0.15%

Dividends compounded

credited monthly

Fresh Start, Coin, and Swipe Checking

0.00%

0.00%

Dividends compounded

credited monthly

Summit Checking
(Requires 10 debit card transactions to pay dividends)

$0.01 -
$9,999.99

$10,000 -
$49,999.99

$50,000 <

0.00%

0.02%

0.05%

0.00%

0.02%

0.05%

Dividends compounded

credited monthly

HSA & IRA Shares
(Includes Educational, Roth, SEP, Traditional)

$0.01 -
$999.99

$1,000 -
$4,999.99

$5,000 -

$24,999.99

$25,000 -
$74,999.99

$75,000 <

0.03%

0.05%

0.07%

0.09%

0.10%

0.03%

0.05%

0.07%

0.09%

0.10%

Dividends compounded

credited monthly

CURRENT RATES

Effective April 1, 2022

REGULAR CERTIFICATES

(APY – Annual Percentage Yield. Rates subject to change without notice)

Maturity
Min. Balance
Rate
Rate (APY)
Compounds

$1,000 minimum
balance

(90 Day)

$1,000 <

0.15%

0.15%

Dividends compounded
credited monthly

$1,000 minimum
balance

(180 Day)

$1,000 <

0.25%

0.25%

Dividends compounded
credited monthly

$1,000 minimum
balance

(12 Month)

$1,000 <

0.50%

0.50%

Dividends compounded
credited monthly

Vault ( Must transfer min. $10 each month)

  • $1 minimum balance
  • IRA Certificates not available at this time

(12 Month)

$1 <

0.50%

0.50%

Dividends compounded
credited monthly

$1,000 minimum
balance

(18 Month)

$1,000 <

0.60%

0.60%

Dividends compounded
credited monthly

$1,000 minimum
balance

(24 Month)

$1,000 <

0.70%

0.70%

Dividends compounded
credited monthly

$1,000 minimum
balance

(36 Month)

$1,000 <

0.80%

0.80%

Dividends compounded
credited monthly

$1,000 minimum
balance

(48 Month)

$1,000 <

0.95%

0.95%

Dividends compounded
credited monthly

$1,000 minimum
balance

(60 Month)

$1,000 <

1.10%

1.10%

Dividends compounded
credited monthly

Children's Certificates

(18 Month)

$250 min. balance

0.65%

0.65%

Dividends compounded
credited monthly

CURRENT RATES

Effective April 1, 2022

IRA CERTIFICATES

(APY – Annual Percentage Yield. Rates subject to change without notice)

Maturity
Min. Balance
Rate
Rate (APY)
Compounds

$2,000 minimum balance for IRA Certificates

(12 Month)

$2,000 <

0.50%

0.50%

Dividends compounded
credited monthly

$2,000 minimum balance for IRA Certificates

(18 Month)

$2,000 <

0.60%

0.60%

Dividends compounded
credited monthly

$2,000 minimum balance for IRA Certificates

(24 Month)

$2,000 <

0.70%

0.70%

Dividends compounded
credited monthly

$2,000 minimum balance for IRA Certificates

(36 Month)


$2,000 <

0.80%

0.80%

Dividends compounded
credited monthly

$2,000 minimum balance for IRA Certificates

(48 Month)

$2,000 <

0.95%

0.95%

Dividends compounded
credited monthly

$2,000 minimum balance for IRA Certificates

(60 Month)

$2,000 <

1.10%

1.10%

Dividends compounded
credited monthly