--- title: RMCU Montana's First Credit Union - Rocky Mountain Credit Union description: Rocky Mountain Credit Union is a democratic financial cooperative, located in Bozeman, Butte, Belgrade, and Helena, MT. --- [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) [Online Banking Login](https://banking.rmcu.net/auth/signin) [Online Banking Login](https://banking.rmcu.net/auth/signin) [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) - - [Home Loans](https://rmcu.net/home-loans?hsLang=en) - [Personal](https://rmcu.net/personal?hsLang=en) - [Business](https://rmcu.net/business?hsLang=en) - [Membership](https://rmcu.net/membership?hsLang=en) - [Careers](https://rmcu.net/membership/about-rmcu/careers?hsLang=en) - [Contact Us](https://rmcu.net/contact-us?hsLang=en) - Search - [Checking](https://rmcu.net/personal/checking) - [Savings](https://rmcu.net/personal/savings) - [VISA Credit Cards](https://rmcu.net/personal/credit-cards) - [Personal Loans](https://rmcu.net/personal/loans) - [Vehicle & Recreation Loans](https://rmcu.net/personal/vehicle-loans) - [Loan & Gap Insurance](https://rmcu.net/loan-gap-insurance) ![rmcu-bigger-home](https://rmcu.net/hs-fs/hubfs/rmcu-bigger-home.png?width=1800&height=1192&name=rmcu-bigger-home.png) Rocky Mountain Credit Union # Financial partnership rooted in Montana. [Become a Member](https://rmcu.net/membership?hsLang=en) [Already a Member? Log in](https://banking.rmcu.net/auth/login) ![RMCU\_Q4\_Holiday-2024\_Visa\_Prev-Card\_1200x600](https://rmcu.net/hs-fs/hubfs/RMCU_Q4_Holiday-2024_Visa_Prev-Card_1200x600.webp?width=468&height=234&name=RMCU_Q4_Holiday-2024_Visa_Prev-Card_1200x600.webp) Limited Time Holiday Offer ## Holiday Visa Card Earn double points on every purchase between Thanksgiving and New Year's Day! Learn More Rocky Mountain Credit Union ## How Can We Help You Reach Your Goals? ### Open a Checking or Savings Account Your personal finances mean so much more than the number in your account.  [Become a Member](https://rmcu.net/membership?hsLang=en) ### Buy or Refinance a Home Whether you’re buying your first home in Montana or looking to utilize your home’s equity, RMCU makes it easy.  [Apply for a Mortgage](https://rmcu.net/home-loans?hsLang=en) ### Apply for a Loan Personal loans help hardworking Montanans, like you, make big life moves. [Apply for a loan](https://rmcu.net/personal/loans?hsLang=en) ### VISA Platinum Rewards Card With our quick and easy one-page application, 24-hour approvals and instant issuing in our branches, you can be using your new Visa the day after you apply. [Apply for Our Visa Card](https://rmcu.net/personal/credit-cards?hsLang=en) ### Financial Counseling Struggling to manage your income, expenses, investment, or savings? Rocky Mountain Credit Union is now offering Financial Counseling to our members. [Learn More](https://rmcu.net/financial-counseling?hsLang=en) ### Opening a Business When it’s time to make business moves, there’s no time to wait around. That’s why RMCU offers instant issuing of VISA Business Cards. [View Business Products](https://rmcu.net/business?hsLang=en) ![RMCU- Money Mastermind - email graphic](https://rmcu.net/hs-fs/hubfs/RMCU-%20Money%20Mastermind%20-%20email%20graphic.jpg?width=750&height=500&name=RMCU-%20Money%20Mastermind%20-%20email%20graphic.jpg) Money Mastermind ## Get personalized education on finance Adulting is hard. Take our Money Mastermind course to get your financial questions answered. Become a Money Mastermind ![rmcu-home-bottom-new](https://rmcu.net/hs-fs/hubfs/rmcu-home-bottom-new.png?width=1800&height=1620&name=rmcu-home-bottom-new.png) Become a Member ## **Why Partner With RMCU?** Rocky Mountain Credit Union is a not-for-profit, member-owned financial institution based in Southwest Montana. Unlike banks, we pass on the profits we earn back to our members through better interest rates, lower fees, and other member benefits. **We are partners** in financial wellness and community prosperity. Above earnings, we value fantastic member service and giving back to the communities of our members.  [Become a Member](https://rmcu.net/membership?hsLang=en) RMCU was the reason I was able to make my first big purchase and was the start of my credit building journey. ![rmcu-logo-favicon](https://rmcu.net/hubfs/rmcu-logo-favicon.svg) **Melissa** Bozeman Member | Since 2016 I was struggling to keep track of my savings until I switched to RMCU. I was so grateful to have such a friendly credit union to help me transition into adulthood and teach me how to be financially responsible. ![rmcu-logo-favicon](https://rmcu.net/hubfs/rmcu-logo-favicon.svg) **Aria** Belgrade Member | Since 2022 RMCU has actually helped my family so much. They helped me create a new bank account for my grandmother and establish the SSI deposits she needed to help her thrive. ![rmcu-logo-favicon](https://rmcu.net/hubfs/rmcu-logo-favicon.svg) **Annie** Helena Member | Since 2019 Folks, I saw the light 10 years ago and joined RMCU. The team has always given over the top service, and much better rates on loans. They have helped my family with savings goals and money management, which has helped us achieve so much more than our previous "Box Store Bank". ![rmcu-logo-favicon](https://rmcu.net/hubfs/rmcu-logo-favicon.svg) **Tim** Belgrade Member | Since 2016 I always dreamed of owning my home and having a good car, and thanks to Rocky, that dream is now a reality. Everyone was incredibly friendly, the process was fast, and the attention was amazing. Thanks to you, today I own my home, I have a great truck, and I was able to open and start my small business. Thank you, Rocky! ![rmcu-logo-favicon](https://rmcu.net/hubfs/rmcu-logo-favicon.svg) **Tylor** Butte Member | Since 2025 I was introduced to RMCU in college because I got a scholarship from them. One of the requirements was for me to set up a savings account and take a financial literacy class. RMCU treated me so well throughout my college career that I decided to make them my official bank and now I’ve even opened up a business account with them. I’m loyal to RMCU for life! Thank you for making an impact on a poor college student so long ago. ![rmcu-logo-favicon](https://rmcu.net/hubfs/rmcu-logo-favicon.svg) **Elise** Helena Member | Since 2016 ## Financial Education ![](https://rmcu.net/hs-fs/hubfs/emergency-fund.jpg?width=700&name=emergency-fund.jpg) Financial Literacy ### [How to Build an Emergency Fund: Escaping the "Treat Yourself" Trap](https://rmcu.net/blog/how-to-build-emergency-fund?hsLang=en) Keep Reading ![](https://rmcu.net/hs-fs/hubfs/loud-budget.jpg?width=700&name=loud-budget.jpg) Budgeting and Saving ### [Loud Budgeting Tips: How to Save Money and Still Have a Social Life](https://rmcu.net/blog/loud-budgeting-tips?hsLang=en) Keep Reading ![](https://rmcu.net/hs-fs/hubfs/AdobeStock_259046010.jpeg?width=700&name=AdobeStock_259046010.jpeg) Loans ### [ATV Loan vs. Personal Loan: Which One Is Right for Your Recreational Vehicle?](https://rmcu.net/blog/atv-loan-vs-personal-loan?hsLang=en) Keep Reading ## [**FOLLOW US ON INSTAGRAM**](https://www.instagram.com/rockymountaincu/?hl=en) - [Privacy Policy](https://rmcu.net/hubfs/DISCLOSURES%20(FILES)/Privacy_Notice.pdf) - [ADA Compliance](https://rmcu.net/ada-compliance) - [Careers](https://rmcu.net/membership/about-rmcu/careers) - [Fee Schedule](https://rmcu.net/hubfs/DISCLOSURES%20(FILES)/RMCU_ScheduleOfCharges_Members_2024-DIGITAL-2.pdf) ![Equal Housing Leader](https://rmcu.net/hs-fs/hubfs/raw_assets/public/RMCU_2022/images/home-lender-logo.png?width=140&name=home-lender-logo.png "Equal Housing Leader") ![American Strategic Insurance](https://rmcu.net/hubfs/raw_assets/public/RMCU_2022/images/asi-logo.svg "placeholder_200x200") Each account is insured by American Share Insurance up to $250,000. By members' choice, this institution is not federally insured. [![RMCULogoColor.jpg](https://rmcu.net/hubfs/RMCU-logo.svg "RMCULogoColor.jpg")](https://rmcu.net?hsLang=en) All share and loan accounts are subject to membership eligibility. Equal Housing Opportunity. **RMCU NMLS# 585490** © 2026 Rocky Mountain Credit Union All Rights Reserved × ## You Are Leaving Our Website You are leaving the Rocky Mountain Credit Union website and accessing a third-party website. The privacy, security, and accessibility policies of third-party websites may differ from those of Rocky Mountain Credit Union. We encourage you to review the policies of any website you visit. Rocky Mountain Credit Union is not responsible for the content, privacy, security, or availability of external websites and does not endorse or guarantee the products, services, or information they provide. Stay Here Continue