Personal Banking > Checking Accounts

At RMCU we offer a wide variety of checking accounts that will meet your financial needs!

Whether, it's getting paid to use your debit card or earning higher dividends, there is a checking account that's right for you.
 

Minimum Balance

None

None

Must maintain $10,000 to earn dividends

None

Monthly Fee

None

None

None

$10.00 per month

Debit Card

Free

Free

Free

Free

Online Banking/Bill Pay

Free

Free

Free

Free

Incentives / Requirements

$0.10 back on every swipe after 10 swipes*

$20 Amazon gift card for new members.

Two overdraft fee refunds per year or a $10 Starbucks Gift Card if you don't use your reversals.

Earns dividends if you maintain a $10,000 balance and 10 debit card transactions per month.

Your second chance at a checking account. Available if you have $500 or less in checking collections at another institution.

Pays Interest

No

No

Yes: 0%-0.50% APY

No

Overdraft Protection
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Yes

Yes

Yes

No (Only from Savings)

* ATM transactions don't earn rewards.

Open an Account Online

All new accounts are verified with ChexSystems