Savings, Money Market, CD's - RMCU

Whether you’re just starting to save or you’re well underway towards achieving your financial goals, RMCU has a Savings account just for you!

Below you’ll find a comparison of our savings products so that you can decide which ones will best fit your needs.

*All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.

**Includes Roth, Traditional, SEP, or ESA

Truth in Savings Disclosure (PDF)

Apply for a Saving Account Online

Savings*

Minimum Balance Requirement: $20

Monthly Fee: None

Interest Rate: 0.12%-0.20% APY

Free Online Banking and eStatements: Yes

Standard Money Market

Minimum Balance Requirement: $2,500

Monthly Fee: $10 if balance drops below $2,500

Interest Rate: 0.30%-0.45% APY

Free Online Banking and eStatements: Yes

Premier Money Market

Minimum Balance Requirement: $50,000

Monthly Fee: $25 if balance drops below $50,000

Interest Rate: 0.50%-0.65% APY

Free Online Banking and eStatements: Yes

IRA Savings**

Minimum Balance Requirement: None

Monthly Fee: None

Interest Rate: 0.05%-0.30% APY

Free Online Banking and eStatements: Yes

HSA Savings

Minimum Balance Requirement: None

Monthly Fee: None

Interest Rate:0.05%-0.30% APY

Free Online Banking and eStatements: Yes

Certifications of Deposit

In addition to our savings products, RMCU also offers an array of certificate options to assist you in reaching your financial goals. Below you can view our certificate options to see which ones best fit your needs.

*All Term Certificates also available for IRA accounts. Early withdrawal penalties and fees could reduce earnings.

Truth in Savings Certificate (PDF)

Apply for a Certificate Account Online

Vault Certificate

Minimum Deposit: $1

Eligibility Requirement: Membership Savings and $10 Automatic Deposit to Certificate

Term: 12 Months

Can add to certificate during the term: Yes

Term Certificate

Minimum Deposit: $1,000

Eligibility Requirement: Membership Savings

Term: 3 - 60 Months

Interest Rate: Click for Rates

Can add to certificate during the term: Yes

Youth Certificate

Minimum Deposit: $250

Eligibility Requirement: Membership Savings & Under Age 18

Term: 18 Months

Can add to certificate during the term: Yes