Savings, Money Market, and CDs | Rocky Mountain Credit Union
Personal Banking > Savings, Money Market, and CDs

Whether you’re just starting to save or you’re well underway towards achieving your financial goals, RMCU has a Savings account just for you!

Below you’ll find a comparison of our savings products so that you can decide which ones will best fit your needs.
 
Savings*
Standard Money Market
Premier Money Market
IRA Savings**
HSA Savings

Minimum Balance Requirement

$20

$2,500

$50,000

$0

$0

Monthly Fee

None

$10 if balance drops below $2,500

$25 if balance drops below $50,000

None

None

Interest Rate

0.02%-0.10% APY

0.03%-0.13% APY

0.07%-0.22% APY

0.05%-0.25% APY

0.05%-0.25% APY

Free Online Banking and
Estatements

Yes

Yes

Yes

Yes

Yes

 

Calculate Your Estimated Interest Earned Here

Truth in Savings Disclosure

Open An Account

*All members are required to open a Membership Savings with a $20 minimum balance in order to maintain membership with RMCU and utilize our additional products and services.

**Includes Roth, Traditional, SEP, or ESA

Certificates of Deposit

In addition to our savings products, RMCU also offers an array of certificate options to assist you in reaching your financial goals. Below you can view our certificate options to see which ones best fit your needs.
 
Vault Certificate
Term Certificate
Youth Certificate

Minimum Deposit

$1

$1,000

$250

Eligibility Requirement

  • Membership Savings

  • $10 Automatic Deposit to Certificate

Membership Savings

Membership Savings & Under Age 18

Term

12 Month

3-60 Month

18 Month

Can add to certificate during the term

Yes

Yes

Yes

*All Term Certificates also available for IRA accounts. Early withdrawal penalties and fees could reduce earnings.

View Current Certificate Rates Here

Calculate Your Estimated Balance At Maturity Here

Certificate Truth in Savings

Please stop by your local branch to open an account. Find your nearest branch